Bridging the Cash Flow Gap: How B2B Buy Now, Pay Later (BNPL) Unlocks SME Growth

At Decusatio Working Capital Solutions, we are constantly engaging with high-growth South African entrepreneurs who are aggressively looking to scale their businesses and enhance their working capital models. Time and again, these conversations reveal a brilliant irony: winning more business can often become an enterprise’s greatest financial strain. One of the most persistent operational challenges […]

Fast Scaling Finance – South Africa: The entrepreneur’s guide to rapid alternative capital

As a South African entrepreneur, steering a fast-scaling business is exhilarating – but it is also incredibly cash-hungry. Whether you have just secured a massive corporate purchase order, need to bulk-buy inventory ahead of a seasonal peak, or want to deploy an aggressive marketing campaign, growth requires immediate capital. Unfortunately, traditional South African lenders and […]

Is SME finance in South Africa expensive?

This was a subject which recently came up in a discussion with an industry stakeholder and is worth unpacking in some detail. In this blog post, we explain why the answer to the question is “Yes” … but also … “it’s complicated” In short, SME finance is expensive The reality is that there are some […]

IFC Partners with Lula to Create Jobs and Boost Small Business Growth in South Africa

In a boost for South African entrepreneurs looking for Working Capital, the International Finance Corporation has committed funding to our partners from Lula to increase access to finance and boost small business growth. According to a press release from 11 November: Johannesburg, South Africa, November 11, 2025 – To help create jobs and support the growth […]