Is SME finance in South Africa expensive?
This was a subject which recently came up in a discussion with an industry stakeholder and is worth unpacking in some detail. In this blog post, we explain why the answer to the question is “Yes” … but also … “it’s complicated” In short, SME finance is expensive The reality is that there are some […]
The Entrepreneur’s Capital Stack
Business jargon has a way of creeping into everyday conversation, especially in finance. Words like “Working capital”, “Trade Finance” or “venture capital” get used so often that we assume everyone knows what they mean, yet very few entrepreneurs have had them properly explained in a practical, real-world way. So let’s break it down simply. Imagine […]
How to get your accounts ready to access finance in South Africa
Why am I declined for business finance? With access to finance being a major challenge for entrepreneurs, this is a question which comes up regularly. For many South African business owners, trying to access finance can feel frustrating and overwhelming. You may have a solid business, loyal customers, and clear growth plans yet still find […]
Turn your won deal into Cashflow—Quick and Seamless
Congratulations—your business just closed a fantastic deal. It’s exciting, right? But then reality sets in: that shiny invoice won’t turn into usable cash overnight. As a growing South African business owner, you might be scratching your head, asking, “How do I bridge the gap between winning a deal and having the money in the bank?” Enter invoice […]
Why Access to Fast Finance is Critical for South African SMEs
Small and medium-sized enterprises (SMEs) are the lifeblood of the South African economy – but access to timely working capital remains a critical roadblock. For many entrepreneurs, working capital solutions and fast lending solutions for SMEs are not optional – they are essential for survival and growth. The SME funding crisis: Hard numbers, real impact Despite contributing roughly 34% to […]
