Working Capital Trends – January 2026
2026 has kicked off on the front foot with a positive data point – sentiment among civil contractors, as measured by the FNB/BER Civil Confidence Index rose to a joint 11-year high in 2025Q4. The improvement in the business mood was supported by significantly better readings for activity growth and overall profitability. With business activity on […]
How to get your accounts ready to access finance in South Africa
Why am I declined for business finance? With access to finance being a major challenge for entrepreneurs, this is a question which comes up regularly. For many South African business owners, trying to access finance can feel frustrating and overwhelming. You may have a solid business, loyal customers, and clear growth plans yet still find […]
Who are the flexible working capital loan businesses in South Africa?
As we enter the final stretch of 2025, many businesses are looking at their working capital requirements. If we look at our digital data, one of the questions which comes up is “Who are the flexible working capital loan businesses in South Africa?” – here are a couple of comments on this question. How much […]
Working Capital Solutions Trends – November 2025
As South African businesses navigate a tightening economic landscape, clear trends are emerging in how companies are managing cash flow, accessing finance, and stabilising operations. Through our engagements with entrepreneurs, suppliers, and procurement teams across multiple sectors, Decusatio Working Capital Solutions has identified several shifts shaping the demand for agile funding and operational support. These […]
Working Capital Solutions Trends – October 2025
Each month, we analyse developments in working capital, capital raising, and business incentives to identify emerging opportunities.
Turn your won deal into Cashflow—Quick and Seamless
Congratulations—your business just closed a fantastic deal. It’s exciting, right? But then reality sets in: that shiny invoice won’t turn into usable cash overnight. As a growing South African business owner, you might be scratching your head, asking, “How do I bridge the gap between winning a deal and having the money in the bank?” Enter invoice […]
Why Access to Fast Finance is Critical for South African SMEs
Small and medium-sized enterprises (SMEs) are the lifeblood of the South African economy – but access to timely working capital remains a critical roadblock. For many entrepreneurs, working capital solutions and fast lending solutions for SMEs are not optional – they are essential for survival and growth. The SME funding crisis: Hard numbers, real impact Despite contributing roughly 34% to […]
