Bridging the Cash Flow Gap: How B2B Buy Now, Pay Later (BNPL) Unlocks SME Growth
At Decusatio Working Capital Solutions, we are constantly engaging with high-growth South African entrepreneurs who are aggressively looking to scale their businesses and enhance their working capital models. Time and again, these conversations reveal a brilliant irony: winning more business can often become an enterprise’s greatest financial strain. One of the most persistent operational challenges […]
A South African tech SME funding cheat sheet
How do you find funding for start-up tech entrepreneurs in South Africa? This is one of the most common questions we receive and the short answer is “it’s tough” – most of this kind of funding either comes out of pitching competitions, Enterprise and Supplier Development (ESD) initiatives or person networks (Fools, Friends and Family) […]
Working Capital Trends – June 2026
South African businesses continue to navigate a landscape defined by both uncertainty and opportunity. While economic growth remains modest, several encouraging trends are emerging beneath the surface. Increased investment in infrastructure, growing private sector participation across key industries, and a renewed focus on entrepreneurship are creating opportunities for businesses that are prepared to scale and […]
Fast Scaling Finance – South Africa: The entrepreneur’s guide to rapid alternative capital
As a South African entrepreneur, steering a fast-scaling business is exhilarating – but it is also incredibly cash-hungry. Whether you have just secured a massive corporate purchase order, need to bulk-buy inventory ahead of a seasonal peak, or want to deploy an aggressive marketing campaign, growth requires immediate capital. Unfortunately, traditional South African lenders and […]
New Partnership Helps To Boost Msme Funding In Kwazulu-Natal
For the South African entrepreneurship ecosystem to thrive, we need to be able to help tackle the twin challenges of “Access to Finance” and “Access to Markets”. This is why we are always excited to see innovative funding partnerships which can help South Africa unlock its entrepreneurship potential. This is why we were quite excited […]
WATCH: Profit extraction, reinvestment and working capital
At Decusatio Working Capital Solutions we are always looking for interesting insights which can support South African entrepreneurs in our network on their business journeys. This is why we really enjoyed a recent edition of The Money Capital Podcast which features Sizwe Salamani and Ongeziwe Nyenjana – co-founders of Kuyasa Registered Auditors. The interview looks at the subject of […]
Working Capital Trends – interest in infrastructure funding on the rise
What are the capital trends that entrepreneurs should be aware of as they plan their financial strategies for 2026? In 2026, the South African entrepreneurial landscape is no longer playing by the old rules. While the “wait and see” approach dominated the boardroom last year, this month’s data reveals a different story: a surge in strategic […]
The importance of sequencing in capital raising in South Africa
Our Capital Raising advisory team has analysed over 2500 businesses and raised over R3bn of capital for entrepreneurs – this has given us good insights into how businesses go about trying to unlock growth capital. One of the most misunderstood issues we see in the process is an appreciation of the “sequencing” of capital. Two […]
Is SME finance in South Africa expensive?
This was a subject which recently came up in a discussion with an industry stakeholder and is worth unpacking in some detail. In this blog post, we explain why the answer to the question is “Yes” … but also … “it’s complicated” In short, SME finance is expensive The reality is that there are some […]
The Middle East and Month-End: A Working Capital Crunch
For most South African entrepreneurs, the final week of the month is always a high-stakes balancing act. But as we approach the end of March 2026, the variables have changed. The recent escalations in the Middle East have moved from the news cycle directly into the local ledger, creating a “perfect storm” for cash flow […]
