New Partnership Helps To Boost Msme Funding In Kwazulu-Natal

For the South African entrepreneurship ecosystem to thrive, we need to be able to help tackle the twin challenges of “Access to Finance” and “Access to Markets”. This is why we are always excited to see innovative funding partnerships which can help South Africa unlock its entrepreneurship potential. This is why we were quite excited […]

WATCH: Profit extraction, reinvestment and working capital

At Decusatio Working Capital Solutions we are always looking for interesting insights which can support South African entrepreneurs in our network on their business journeys.  This is why we really enjoyed a recent edition of The Money Capital Podcast which features Sizwe Salamani and Ongeziwe Nyenjana – co-founders of Kuyasa Registered Auditors. The interview looks at the subject of […]

Working Capital Trends – interest in infrastructure funding on the rise

What are the capital trends that entrepreneurs should be aware of as they plan their financial strategies for 2026?   In 2026, the South African entrepreneurial landscape is no longer playing by the old rules. While the “wait and see” approach dominated the boardroom last year, this month’s data reveals a different story: a surge in strategic […]

The importance of sequencing in capital raising in South Africa

Our Capital Raising advisory team has analysed over 2500 businesses and raised over R3bn of capital for entrepreneurs – this has given us good insights into how businesses go about trying to unlock growth capital. One of the most misunderstood issues we see in the process is an appreciation of the “sequencing” of capital.  Two […]

Is SME finance in South Africa expensive?

This was a subject which recently came up in a discussion with an industry stakeholder and is worth unpacking in some detail. In this blog post, we explain why the answer to the question is “Yes” … but also … “it’s complicated” In short, SME finance is expensive The reality is that there are some […]

The Middle East and Month-End: A Working Capital Crunch

For most South African entrepreneurs, the final week of the month is always a high-stakes balancing act. But as we approach the end of March 2026, the variables have changed. The recent escalations in the Middle East have moved from the news cycle directly into the local ledger, creating a “perfect storm” for cash flow […]

Working Capital Trends and News – March 2026 | South Africa

As we cross the first-quarter threshold of 2026, the South African economic narrative is once again being tested by external variables. Recent escalations in the Middle East have introduced a familiar, though unwelcome, layer of short-term volatility to our local markets. With the Strait of Hormuz facing renewed pressure, we are seeing the immediate “cost-push” […]

Funding Entrepreneurs in South Africa’s “Missing Middle”

The recent proposed amendments to the B-BBEE legislation have done more than just stir regulatory debate; they have acted as a long-overdue catalyst for a deeper conversation regarding the South African funding landscape. At the heart of this discussion is a frustrating paradox: despite billions of Rands in mandated Enterprise and Supplier Development (ESD) spend, […]

The cost of bad debt on SA SMEs and how it hurts your working capital

One of the most critical — and often overlooked — components of managing your working capital is your ability to manage your debtors. For SMEs and growth businesses, revenue means very little until it converts into cash. You can have a strong order book, healthy margins on paper, and a growing client base — but […]