Working Capital Trends – January 2026
2026 has kicked off on the front foot with a positive data point – sentiment among civil contractors, as measured by the FNB/BER Civil Confidence Index rose to a joint 11-year high in 2025Q4. The improvement in the business mood was supported by significantly better readings for activity growth and overall profitability. With business activity on […]
Can land be used as collateral when applying for DTIC incentives?
For many South African entrepreneurs, access to funding remains one of the biggest barriers to growth. Whether you are operating in manufacturing, agro-processing, or another priority sector, incentives from the Department of Trade, Industry and Competition (DTIC) – such as the Black Industrialist Scheme (BIS) or the Agro-Processing Support Scheme – can play a meaningful […]
Working Capital Trends – December 2025
This monthly blog from Decusatio Working Capital Solutions tracks the key trends shaping how South Africa’s growth businesses access funding and raise capital. Our focus is on practical insights around working capital solutions, strategic fundraising and the funding structures available to entrepreneurs, founders and management teams looking to scale their businesses sustainably. As 2025 comes to an end, […]
Celebrating Innovation: Congratulations to the 2025 FNB App of the Year Finalists
As Decusatio Working Capital Solutions, we extend heartfelt congratulations to all the outstanding finalists and winners announced at the 2025 FNB App of the Year Awards. This year’s cohort of apps — spanning healthcare, enterprise, education, agriculture, finance, gaming and more — represents the very best of South Africa’s and Africa’s digital ingenuity. Why this […]
Who are the flexible working capital loan businesses in South Africa?
As we enter the final stretch of 2025, many businesses are looking at their working capital requirements. If we look at our digital data, one of the questions which comes up is “Who are the flexible working capital loan businesses in South Africa?” – here are a couple of comments on this question. How much […]
The inherent challenge with the Agro-Processing Support Scheme (APSS)
If we look at our recent digital data, it is clear that the Agro-Processing Support Scheme (APSS) is generating a lot of interest from South African entrepreneurs looking at accessing DTIC incentives to help fund their expansion. Despite this interest, it has been one of the trickier incentives to access due to structural challenges in local […]
Working Capital Solutions Trends – November 2025
As South African businesses navigate a tightening economic landscape, clear trends are emerging in how companies are managing cash flow, accessing finance, and stabilising operations. Through our engagements with entrepreneurs, suppliers, and procurement teams across multiple sectors, Decusatio Working Capital Solutions has identified several shifts shaping the demand for agile funding and operational support. These […]
IFC Partners with Lula to Create Jobs and Boost Small Business Growth in South Africa
In a boost for South African entrepreneurs looking for Working Capital, the International Finance Corporation has committed funding to our partners from Lula to increase access to finance and boost small business growth. According to a press release from 11 November: Johannesburg, South Africa, November 11, 2025 – To help create jobs and support the growth […]
Working Capital Solutions Trends – October 2025
Each month, we analyse developments in working capital, capital raising, and business incentives to identify emerging opportunities.
Optimising Cashflow and Working Capital for Year-End: A Guide for South African Businesses
Here are ways that South African entrepreneur can give themselves the best opportunity to access working capital as they head into the end of the year.
