As South African businesses navigate a tightening economic landscape, clear trends are emerging in how companies are managing cash flow, accessing finance, and stabilising operations. Through our engagements with entrepreneurs, suppliers, and procurement teams across multiple sectors, Decusatio Working Capital Solutions has identified several shifts shaping the demand for agile funding and operational support.
These insights not only highlight the pressures facing growing businesses but also reveal new opportunities for those willing to rethink how they deploy working capital.
Here are some of the trends we have identified in November 2025.
DTIC Incentives are popular according to our digital data
As a business, we utilise data from our digital assets including website and Google search information to help us identify industry trends and developments.
Apart from searches around “Working Capital Solutions”, if we look at our data, incentives out of the Department of Trade, Industry and Competition (DTIC) are of particular interest to our stakeholders:
- Agro-Processing Support Scheme (APSS)
- Export Marketing and investment incentive
- Critical Infrastructure Programme
If you are an industrial business looking to access DTIC incentives as part of your growth strategy in 2026, then let us bring our team of experts to support you in your funding readiness journey.
Sponsor a Black Industrialist this Black Friday
Looking for an innovative way to deploy your Enterprise and Supplier Development (ESD) funds and find ways to grow your suppliers?
Through our partnership with business advisory firm Uzenzele, we have a unique solution which means that downstream suppliers can be supported to raise significant CAPEX and working capital.
This Black Friday, we offer an opportunity to “Sponsor a Black Industrialist” as part of a game-changing solution.
Reach out to us today to setup an exploratory call.
Our partners from SME Snapshot featured in the media
We love working with innovative players who are aiming to build a vibrant SME ecosystem.
Fintech innovator SME Snapshot have recently announced that they have launched an enhanced version of their technology. They have been featured in a variety of business media platforms:
- SA’s SME Snapshot launches enhanced platform to help SMEs access funding, grow (Disrupt Africa)
- OPINION – The importance of data to enhance South Africa’s SME Ecosystem
- SME Snapshot Platform Helps South African Entrepreneurs Access Capital
Try out SME Snapshot for free today.
Bridgement recognised for global reward while continue to support SMEs
Our partners from Bridgement have been recognised by Global Brands Magazine for “Excellence in Digital Business Financing 2025”, in their annual Global Brand Awards.
Each week the Bridgement team features funding success stories. Some of these recent successes include:
- R1m in funding to support an audio equipment distributor to increase inventory
- R4m to finance business expansion for a wood and paper manufacturing business
- R1.8m line of credit for a Western Cape based electronics manufacturer for increased inventory
Bridgement offers a variety of products including business loans, lines of credit, invoice finance and the BridgePay trade credit – if you would like to setup a Bridgement account, you can setup a free profile here.
Lula receives funding support from the IFC
South African digital lender, LulaLend has recently received a R170m loan from the International Finance Corporation (IFC) to support the growth of small businesses.
You can read the full release here.
Apply for up to R5m in funding from Lula today – use their digital platform here.
Looking for Working Capital Solutions for your business?
Business never sleeps.
As we head into the final stretch of 2025, we are aware that businesses are planning their strategies for 2026 and looking for working capital to help them execute.
Whether you are looking for DTIC incentives, working capital, lines of credit or trade credit, reach out to us for assistance.
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